Social insurance, private health insurance and individual welfare
نویسندگان
چکیده
منابع مشابه
Less Social Health Insurance – More Private Supplementary Insurance ?
This paper uses individual level data to analyze the effect of changes in the compulsory benefit package of the German statutory health insurance scheme on the demand for private supplementary insurance. In particular, we aim at measuring the effect of excluding dentures from the benefit package in 1997 as well as the effect of re-including them in 1999.A difference-in-differences estimator is ...
متن کاملThe Provision of Public Universal Health Insurance: Impacts on Private Insurance, Asset Holdings and Welfare
This paper aims to investigate impacts of public provision of universal health insurance (UHI) in an environment with household heterogeneity and financial market incompleteness. Various UHI polices with both distortionary (payroll-tax) and nondistortionary (lump-sum tax) financing methods are compared to address the tradeoff between risk sharing and tax distortion as well as corresponding welf...
متن کاملPrivate Health Insurance and Hospitalization Under Japanese National Health Insurance
We empirically examine how the decision to purchase private health insurance and hospitalization are made based on labor income, socio-demographic factors, and private health insurance. The increase in household labor income and wealth has a positive effect on purchasing private health insurance. This suggests a supplementary effect for public health insurance under the strict control of a two-...
متن کاملOptimal Taxation and Social Insurance with Endogenous Private Insurance
What is the optimal amount of redistributive taxation and social insurance? A recent literature in public economics has come closer to providing quantitative answers to this central policy question. This literature has derived “sufficient statistic” formulas that map elasticities estimated in the modern program evaluation literature into predictions about optimal policies (e.g., Peter A. Diamon...
متن کاملOptimal Taxation and Social Insurance with Endogenous Private Insurance
This paper characterizes the welfare gains from government intervention when the private sector provides partial insurance. We analyze models in which adverse selection, preexisting information, or imperfect optimization in private insurance markets create a role for government intervention. We derive simple formulas that map existing empirical estimates into quantitative predictions for optima...
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ژورنال
عنوان ژورنال: Journal of Economic Dynamics and Control
سال: 2017
ISSN: 0165-1889
DOI: 10.1016/j.jedc.2017.03.004